How to choose the investment project that suits you?
How to invest after investment, and reinvest after earning?
How to choose low-risk investment?
I dare not say that I am very successful in my own investment and financial management. After all, investment has risks. You lose money here and earn money there. Everyone should treat investment with the golden mean. I’m just sharing Xiao Bai’s assessment method. Although it is simple, many people are actually fans of the authorities. I hope you will invest wisely. In fact, no matter what the investment project is, it is nothing more than the following points:
1) The lower the threshold for buying assets, the better
-Use the least money, even other people’s money to make money, the method is more important than the effort. Assuming that a person who earns 6,000 a month, saves 2,000 a month, that is 24,000 a year, and only 240,000 after 10 years of saving. Instead of working for money, why not use the resources around you and let money work for you?
2) “I only invest the amount I can afford to lose”
-The ultimate goal of investment is to make us financially free, not to make us its slaves. The rational investor is the master.
3) The cash flow of my investment assets must be healthy
-Buying stocks is the same as buying a house. Buy as many assets as possible that will bring you cash flow. For example, if you have stocks that pay dividends, or properties that have rental income, you are naturally letting the money work for you.
4) Thousands of high-rise buildings rise from the ground, accumulating less and making more
– In fact, all assets are accumulated day by day, and good investment habits must be developed. Buy at every opportunity, like if you don’t have the money to buy ten stocks, then buy one by one and buy slowly. The same is true for the house. Today, if the house has a healthy cash flow, even though the Flat and Condo you look down on are good, you must buy it, because with the passage of time, the renter of the mortgage will pay you off, and inflation will make your house appreciate. , The important thing is that you may not just buy this one!
5) Multi-resource investment
– Gu Youyun “Don’t put all your eggs in one basket”
There is an old saying in China that the rich is less than three generations. In fact, it means that you haven’t done a good job of financial management. From a powerful company to an ordinary migrant worker in a corporate financial crisis, it often fails because of cash flow. If financial planning and asset diversification are carried out at ordinary times, there is almost a chance that cash flow will break. Equal to zero.
As the saying goes: “To be good is to keep sharing”
如何选择适合自己的投资项目？
如何投资后再投资、赚了再投资？
如何选择低风险投资？
我不敢说我自己投资理财很成功，毕竟投资都有风险，这里亏、那里赚，大家要抱着中庸之道来对待投资。我只是将小白的评估方法分享出来，虽简单但很多人其实大部分都当局者迷，希望大家理智投资。其实无论是什么投资项目，不外乎以下这几点：
1）买的资产门槛越低越好
-用最少的钱、甚至别人的钱来生钱，方法比努力更重要。假设一个月入6000的人，月存2000，一年即24,000，存了10年才24万。与其为钱工作，何不动一动身边的资源，让钱为你工作？
2）“我只投资我能够承担亏损的数目”
-投资的最终目的是让我们财务自由，而不是让我们成为它的奴隶。理智投资方为人上人。
3）我投资的资产现金流一定要健康
-买股票和买房一样，尽可能买一些带给您现金流的资产。比如有发分红的股票，有租金收入的房产，这样自然而然您就在让钱为您工作。
4）万丈高楼平地起，积少成多
-其实所有资产都是日积月累的，必须养成良好的投资习惯。一有机会就要买入，像你没钱买十粒股票，那就从一粒一粒买，慢慢买。房子也一样，今天如果房子有健康的现金流，虽然你看不起的Flat、Condo都好，也要买下来，因为随着时间的流逝，房贷租客帮您还完了，通货膨胀让您的房子升值了，重要的是你可能不止只买这一间！
5）多资源投资
-古有云“别把所有的鸡蛋放在一个篮子里”
中国有句老话叫富不过三代，其实就是还没搞好理财之道。大至一个强大的企业，下至一位普通打工族在遇到企业金融危机时很多时候撑不住是因为现金流，如果平时都有做财务规划和资产多元化投资，现金流断裂的机率几乎等于零。
常言道：“要变得优秀就是不断要分享”